F.A.Q.

What are payday loans?
Payday loans are small short term loans that are due on your next payday.

How do I get a payday loan?
Our process is very simple:
1. Fill out and submit a short application. Sign a digital agreement.
2. Wait for approval. Our consultant will contact you by phone to clarify loan details.
3. Get the funds electronically deposited into your bank account.

Am I eligible to qualify for a loan?
If you are a U.S. citizen, above 18 years of age, have an active checking bank account, have a good credit history and earn more than $800 in monthly income you will be able to qualify for a payday loan.

How long does it take to get approved?
Generally, most applications get approved the same business day. Our consultant will contact you as soon as your application has been approved.

How much can I borrow?
You can borrow from $100 up to ?1000 by applying for our online payday loans.

How soon do I have to pay back the loan?
Your payday loan must be paid back on your next payday date. Usually, loan term may range from 3 to 17 days.

What are your fees?
We offer very competitive fees that based on applicable federal and state law. Generally, you will pay $20 for every $100 borrowed.

Are you a direct lender?
Yes. PaydayLoansLIne.com website is owned and operated by a direct payday loan lender. Many other online services just sell your applications to their partners. We don’t sell your personal information, it kept secure and confidential.

Is the process safe?
We ensure that your personal information is safe and confidential. PaydayLoansLIne.com uses high-tech Secure Socket Layer (SSL) technology provided by a leading U.S. digital security company.

Do I need to fax any documentation?
In most cases, you won’t have to fax any statement documents. However, in some cases, you may be asked to fax certain documents.

Do I need collateral to get a loan?
No. You don’t need to have any collateral to qualify for a payday loan.

What are your business hours?
Our business hours - Monday - Friday 9 AM to 9 PM. However, you can apply for payday loans online on our website 24 hours a day, 7 days a week.

How do I repay?
Loan amount plus financial fees will be automatically withdrawn from your bank account on the due date.

What if I can’t pay back my loan on time?
Contact your lender immediately to clarify repayment options and get a loan extension.

Can I pay back my loan early?
Yes. You may pay off your loan at any time without any penalty.